Domicile change

[BradPAjax]

Piper Guy... hope you enjoyed Cape Brenton Nova Scotia before all the Yanks come up and spoil it if Trump wins!
We see TV ads all the time now about US folks interested in moving up here to Nova Scotia... great place to live... great people.

[hobie16]

We have been full timing it for about 4 yrs, I have my mail go through the "My Dakota Address" in Madison, SD. However because of the limited number of Health care choices in that area, we have maintained our NY resident status (we own rental property there). We are able to get a Medicare Part C/ PPO wtih part D at $0 premiums.

This arrangement works well for us as we travel through upstate NY twice a year, to from our summer place in Ontario, Canada, we see our doctors then The only draw back is that I also have to keep my auto insurance in NY. I have my SD address on NY drivers license and vehicle registration.

So if you don't like the medical choices in the area you choose for mail service, consider maintaining a domicile in another state.

[sinder]

Sometimes changing your domicile has some very significant benefits vs your current State. For us changing from CA to SD had some significant cost savings such as: no State income tax, no SMOG testing, cost of vehicle registration was 1/3 of our CA cost, cost of insurance was 1/3 of our CA plan. Our healthcare is a universal plan so we are not tied to a particular State. So for us it made sense to change our domicile.

[hobie16]

Originally Posted by sinder

Sometimes changing your domicile has some very significant benefits vs your current State. For us changing from CA to SD had some significant cost savings such as: no State income tax, no SMOG testing, cost of vehicle registration was 1/3 of our CA cost, cost of insurance was 1/3 of our CA plan. Our healthcare is a universal plan so we are not tied to a particular State. So for us it made sense to change our domicile.

Yes, every state is different and so are the choices that a full timer has to make. It is a frequent point of conversation among full timers and there are as many ways of doing it as there are full timers. You just have to do what best for you.
Good wished for your travels, might run into you somewhere along the road.

Jim

[Iceman1777]

This is always a great discussion because of the 50 options there are and untold number of special circumstances. We opted to remain Arkansas residents through a UPS Store address, and went with Christian Healthcare Ministries for our insurance since we are in our 50's. So far it's working fine - trailer has a permanent tag, truck registration is $35/year, our income is reduced significantly so income tax is not an issue at this point. Now if I could figure a way to avoid the Personal Property Tax of about $700/year.

[RV4us2]

Yes, they seem to stick it to you one way or the other. I just paid $760 for truck registration, and $602 for the RW registration but no personal property tax on the trailer....Last time! California... we're outta here! Have not decided where to set our domicile yet; probably Florida or maybe Georgia where two of our kids live. Health care will be a factor for another couple years for the younger DW.

[mhs4771]

Just renewed my Florida Reg on the RW, $74.20 for two years, no inspections required.