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01-26-2017, 07:45 AM
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#1
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Member
Join Date: Jan 2016
Posts: 31
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Flooded RV/Truck
I live in sunny San Diego, and after a short vacation and a rainy couple of days I come home to this. Insurance claims have already been submitted. My guess would be a total lose for both the truck and the RV. Water did get inside the belly of the RV, inside the main living spaces, and also roughly 1.5 FT inside the truck. Anybody ever been in a similar situation? any insight would be lovely.
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01-26-2017, 01:28 PM
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#2
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Senior Member
Join Date: Jul 2013
Posts: 2,054
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Tough, but you are correct to take LOT's of pictures as backup for your claim.
Save all documentation going forward, including noting date/time/who/notes of phone calls/conversations... Also include pics of what all is in the basement/cabinets/etc...
Good luck - you get to pick a new RV and Truck 
(or buy them back if you think it's a smart move - less likely)
__________________
Ours: '11 Monaco Diplomat 43DFT followed closely by '14 Jeep 4 dr Wrangler.
Hers: '13 Explorer Sport - AWD 365hp twin turbo scooter!
Previous: '13 Ford F350 CC Platinum and '13 38GK
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01-26-2017, 05:39 PM
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#3
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Senior Member
Join Date: Mar 2015
Posts: 112
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So sorry to hear about the damage to your two unites.We hope every thing works out for you.
__________________
Dale & Tracey
Dogs; Ringa & Callie
2015 38RL
2012 Dodge Limited
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01-26-2017, 08:39 PM
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#4
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Site Team
Join Date: Dec 2012
Posts: 1,986
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Definitely push to total both if insurance company doesn't do that. It's wet high enough up that there will be a never ending list of problems if either is "fixed"
As John said - lots and lots of pictures and I would also consider getting an independent appraiser / adjuster who works for you.
__________________
 Vaughan & Tracy 2013 RW 36RL, 2013 F350 DRW CC, 2016 Focus. MorRyde IS, MorRyde pinbox, disc brakes, Comfort Ride Hitch. "Life is to be embraced, Grab it with both arms ! "
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01-26-2017, 09:26 PM
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#5
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Member
Join Date: Jan 2016
Posts: 31
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Thank you guys! The truck is being towed today. No word on the RV yet!
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01-26-2017, 10:53 PM
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#6
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Senior Member
Join Date: Jul 2015
Posts: 2,313
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Sorry for your loss.... There is NO WAY I would accept the fact that the trailer would not be totaled... With the height that water hit, you would suffer major damage in the walls and floor..
Just a huge breeding ground for mold... I hope it all works out for you..
I know a guy over on RV.NET that had the same thing happen to him.. The insurance made it VERY easy for him with no help from adjuster... He even upgraded with little to no hassles.. Lets hope you have the same experience
__________________
2020 F-350
2020 3991RD with-
17.5 Goodyear 114's , Titan Disc brakes, MorRyde 8K IS, Onan 6.5..
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01-27-2017, 09:46 PM
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#7
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Senior Member
Join Date: Feb 2013
Posts: 1,855
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WOW! Best of luck with the claim.
__________________
2012 F350 KR CC DRW w/ some stuff
2013 36FL
Cindy and Tom, Toby and Kasey (our Berner and Newfie)
Oh...I forgot the five kids.
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01-27-2017, 10:39 PM
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#8
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Member
Join Date: Jan 2016
Posts: 31
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The RV was towed today, but the tow truck they brought for the truck "was not big enough" hopefully they can assess the RV and Truck quickly so that I can just move forward!
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01-29-2017, 11:02 PM
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#9
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Senior Member
Join Date: Sep 2014
Posts: 392
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So sorry you came back to that. Here's hoping all goes smoothly as you work on getting everything taken care of. Even with insurance, it's still heartbreaking!
__________________
Bob and Debbie (both retired) with Senior FurBabies Grizz (a German Shepherd mix) and Bailey (a Lab mix)...and sometimes a Grandkiddo or 2! Full Time RVers since July 2013 Redwood: 2012 36FL with sliding patio doors
Tow Vehicle: 2011 Chevy Silverado 3500 HD with 6.6 DuraMax Dually
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01-31-2017, 08:07 AM
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#10
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Member
Join Date: Jan 2016
Posts: 31
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RV came back totaled today, but the truck hasn't been looked at yet!
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01-31-2017, 02:25 PM
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#11
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Senior Member
Join Date: Jul 2015
Posts: 2,313
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Quote:
Originally Posted by Bjesquivel
RV came back totaled today, but the truck hasn't been looked at yet!
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It's hard to say that I am glad the RW is totaled . . . But in the big picture, that is the best outcome with the amount of water involved. Good Luck with resolution on all . .
__________________
2020 F-350
2020 3991RD with-
17.5 Goodyear 114's , Titan Disc brakes, MorRyde 8K IS, Onan 6.5..
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01-31-2017, 02:33 PM
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#12
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Site Team
Join Date: Dec 2012
Posts: 1,986
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Agree with Joe. Hopefully they will do same for truck. Anytime there is that much water involved, the residual effects down the road are unpredictable at best.
Fingers crossed for you.
__________________
Vaughan & Tracy 2013 RW 36RL, 2013 F350 DRW CC, 2016 Focus. MorRyde IS, MorRyde pinbox, disc brakes, Comfort Ride Hitch. "Life is to be embraced, Grab it with both arms ! "
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01-31-2017, 03:49 PM
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#13
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Senior Member
Join Date: Jan 2012
Posts: 2,811
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Hopefully you were insured for Full Replacement Value on the RW
__________________
Michelle & Ann
2018 Chevy 3500HD Crew Cab High Country DRW, D/A, 2016 RW39MB, Dual ACs, Auto Level, Auto Sat Dish, Stack W/D, King Sleep #, 17.5" Sailuns w/Disc, MORryde IS & Pin, Comfort Ride Hitch, 5.5 Onan, Res Fridge & Induction Cook Top
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01-31-2017, 07:21 PM
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#14
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Member
Join Date: Jan 2016
Posts: 31
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Yes, lucky I am insured for full replacement value.
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02-03-2017, 01:40 AM
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#15
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Site Team
Join Date: Jan 2012
Posts: 5,407
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If you can push real hard to have the truck declared totaled as well. I've heard horror stories about flooded cars and trucks that experience electrical and rust issues later.
__________________
SOB "The RV Wiseguy"
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02-03-2017, 06:29 PM
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#16
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Senior Member
Join Date: Feb 2013
Posts: 1,855
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And it's amazing how many flood vehicles are reportedly resold.
__________________
2012 F350 KR CC DRW w/ some stuff
2013 36FL
Cindy and Tom, Toby and Kasey (our Berner and Newfie)
Oh...I forgot the five kids.
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