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04-08-2013, 02:17 PM
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#1
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Senior Member
Join Date: Oct 2012
Posts: 185
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I received a couple of quotes on insurance and I would appreciate your opinion. The rates on the truck seem very reasonable. But the rates on the 5th wheel are right around $1100 per year. Does that seem reasonable.
Thanks for your input.
Rick
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2013 36 RW RL all options.2011 F 350 King Ranch DRW
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04-08-2013, 02:51 PM
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#2
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Site Team
Join Date: Dec 2012
Posts: 1,986
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Sounds about right. Mine is through Progressive and I think that's about what it is. That's with every option that Progressive had for extra coverage, including full replacement on the unit
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 Vaughan & Tracy 2013 RW 36RL, 2013 F350 DRW CC, 2016 Focus. MorRyde IS, MorRyde pinbox, disc brakes, Comfort Ride Hitch. "Life is to be embraced, Grab it with both arms ! "
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04-08-2013, 02:57 PM
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#3
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Senior Member
Join Date: Feb 2013
Posts: 276
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Quote:
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Originally Posted by Rick
I received a couple of quotes on insurance and I would appreciate your opinion. The rates on the truck seem very reasonable. But the rates on the 5th wheel are right around $1100 per year. Does that seem reasonable.
Thanks for your input.
Rick
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I wonder if it has to do with "full timing". We are not full timing (yet) and ours is about $450.00/year with replacement through GMAC.
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Steve and Mickie
Arlington, WA
2015 Chev 3500 4x4 HD D/A
2013 36 RL
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04-08-2013, 05:03 PM
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#4
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Senior Member
Join Date: Dec 2011
Posts: 165
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WE are full time and have a 2011RL and pay $700.00 a year with GMAC.
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04-08-2013, 06:38 PM
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#5
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Senior Member
Join Date: Nov 2012
Posts: 134
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That's about what we have - it depends on your deductibles and the amounts for the various coverages and where you live. We don't full time, but I remember they asked how many days we would be in the RV - if it was over a certain number (sorry, can't remember that number, but not a huge one) than it was more than just vacation insurance. Also depends on other vehicles.
JJ
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04-08-2013, 09:45 PM
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#6
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Member
Join Date: Dec 2012
Posts: 55
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Your location also impacts the premium. We live in the middle of FL, but will have our Redwood in St. Augustine more than six months per year. The premium was about $300 per year higher for the costal location, but I wanted to play it safe in case we have an issue and an overly aggressive adjuster is on the case.
The total annual cost was about $1000.
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04-08-2013, 10:04 PM
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#7
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Senior Member
Join Date: Jan 2012
Posts: 567
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We have Progressive and we pay $83 a month for our insurance
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John and "Sam"
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04-08-2013, 10:14 PM
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#8
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Member
Join Date: Dec 2012
Posts: 55
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We also went with Progresssive with full replacement cost for the first 5 years--a new comparable model if totaled--and purchase price coverage thereafter as opposed to "market" value or depreciated value.
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04-08-2013, 10:19 PM
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#9
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Senior Member
Join Date: Jan 2012
Posts: 2,811
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I just did a quote thru GoodSam/GMAC for both the TV and RW. They came in a little lower on the TV, but quite higher on the RW, so I renewed with Progressive.
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Michelle & Ann
2018 Chevy 3500HD Crew Cab High Country DRW, D/A, 2016 RW39MB, Dual ACs, Auto Level, Auto Sat Dish, Stack W/D, King Sleep #, 17.5" Sailuns w/Disc, MORryde IS & Pin, Comfort Ride Hitch, 5.5 Onan, Res Fridge & Induction Cook Top
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04-14-2013, 07:44 AM
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#10
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Senior Member
Join Date: Dec 2012
Posts: 514
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I have Good Sams for everything, plus I have extended warranty and roadside assistance that includes towing and hotel. I also financed the Redwood through them. More of a reason for them to take care of things, they have interest in it.
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2012 Ford F450 Lariat FX4 dually, 2013 Redwood 36FB Red and Black Painted
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04-14-2013, 08:18 AM
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#11
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Senior Member
Join Date: Nov 2012
Posts: 134
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Went thru Dougherty Insurance (right by Alternative Resources in SD). We found Allied Insurance to be the best rates for us. I tend towards higher coverage, lower deductibles. etc. - best price by far.
JJ
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04-14-2013, 10:26 PM
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#12
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Senior Member
Join Date: Feb 2013
Posts: 1,092
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We chose RV America, underwritten by Blue Sky. Chose Coach-Net for Roadside Assistance.
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SOB
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04-14-2013, 10:42 PM
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#13
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Senior Member
Join Date: Sep 2011
Posts: 467
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Quote:
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Originally Posted by 0nTheRoad
We chose RV America, underwritten by Blue Sky. Chose Coach-Net for Roadside Assistance.
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That's who we have. very good price.
We should get a kick back for our unit. It just stays in the repair shop.
Nothing can go wrong, if you can't use it.
Lillyputz
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36RE Redwood LEMON
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