Insurance Premiums

[coloradolivin]

Has any one had their Blue Sky premium go up dramatically ?? American Adventure Insurance is now recommending Progressive which is Apples to Apples on the Blue Sky, however still a dramatic increase. Also, is anyone continuing their Coach-Net coverage ?? Thanks

[0nTheRoad]

We had Blue Sky the first year we were in the Redwood, about the time of the first renewal they changed underwriters, our renewal price was a significant bump in price so we went on the hunt for another source, we found GEICO to be the best choice for us.

Remember though there are so many variables, the biggest is probably where your home base is, we're full timers, our domicile is Florida [GoodSam Mail Service] and we also have our truck insurance with GEICO so we got a break for multi-vehicle and we share the deductible in the event both the truck and rig get damaged.

You have to shop insurance, don't think you'll buy it once and forget about it, the insurance industry is about as unstable as you can get. Do your homework EVERY year!!

[Dave&Ginny]

Last spring I went through all the insurance stuff and we ended up going back to State Farm. We hadn't had them for several years but this time they came through.

[DRaw13]

Our Blue Sky premium was great for two years. A few weeks ago, the renewal notice came thru with a 50% increase. We moved to American General with the same coverage and same premium as last year's Blue Sky premium. We were told the Blue Sky increase was related to changes specific to Colorado.

[atom ant]

Oh great....., Can't wait to see a bill.

Wouldn't be the continuous hail storms we get lately

[coloradolivin]

Yeah Brad,
They are all saying has something to do with vehicles and RV in CO--maybe all the hail damage.

Thanks to all for the feedback, so we ended up with an Allied policy that was real good, but no roadside. So went with Good Sam roadside.

[atom ant]

We were shopping for new cars and they got few and far between around here! Even started worrying about our trades surviving!

I imagine that hits the insurance rates pretty hard.

[lwg]

We're GEICO and we fulltime. The only adjustment GEICO makes if you're fulltime is the number of days a year you stay in your RV. I have the auto, RV and all the belongings insured (up to $20K I think) and it runs just under $2K/year.

[0nTheRoad]

Originally Posted by lwg

We're GEICO and we fulltime. The only adjustment GEICO makes if you're fulltime is the number of days a year you stay in your RV. I have the auto, RV and all the belongings insured (up to $20K I think) and it runs just under $2K/year.

Which state do you use as your domicile?

[lwg]

Originally Posted by 0nTheRoad

Which state do you use as your domicile?

Good point, Oregon.