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08-04-2015, 10:14 PM
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#1
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Junior Member
Join Date: Oct 2014
Posts: 6
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RV insurance for full-timers with no permanent address
Can anyone help with this? We just sold our home and will be in our RV full time. State Farm who was insuring us for our home, all our vehicles and our RV has just dropped our RV coverage because we don't have a physical address anymore and are considered full-time in our RV. Anyone know where to get RV coverage for full-timers?
Thanks in advance.
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08-04-2015, 10:32 PM
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#2
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Site Team
Join Date: Jan 2012
Posts: 5,407
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I ended up with Allied insurance and although I'm not full time, I believe they cover folks who are. They were the best price/coverage for us.
216-592-7151
I was also given the names from our dealer:
GMAC
Progressive
RV America
Good Luck
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SOB "The RV Wiseguy"
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08-04-2015, 10:42 PM
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#3
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Senior Member
Join Date: Jan 2012
Posts: 2,811
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We use the Good Sam Mail Forwarding Service in Crestview, Florida and use that address for all official purposes, including our insurance on the RW and TV.
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Michelle & Ann
2018 Chevy 3500HD Crew Cab High Country DRW, D/A, 2016 RW39MB, Dual ACs, Auto Level, Auto Sat Dish, Stack W/D, King Sleep #, 17.5" Sailuns w/Disc, MORryde IS & Pin, Comfort Ride Hitch, 5.5 Onan, Res Fridge & Induction Cook Top
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08-04-2015, 10:48 PM
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#4
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Senior Member
Join Date: Feb 2013
Posts: 7,101
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I would think Good Sam (National Alliance I think) would cover you, given that is their specialty. I have their insurance.
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Brad & Dory - Lone Tree, CO
CURRENT - 2013 Itasca Meridian 42E/2013 Wrangler 4dr Sahara
SOLD - 2014 Redwood 36RL/2014 F350 DRW
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08-04-2015, 11:22 PM
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#5
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Senior Member
Join Date: Feb 2015
Posts: 767
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We use Geico to cover our RW since went Full time. we added a umbrella policy since they only go to 150k in liability but rates were really good for full time. We also added 25k in contents to make sure we had plenty of coverage.
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2020 Newmar Baystar
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08-05-2015, 12:07 AM
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#6
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Senior Member
Join Date: Feb 2013
Posts: 1,092
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We fulltime, use GoodSam Mail Service for our residency in Florida and have GEICO for both the truck & rig using our Crestview mailing address.
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SOB
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08-05-2015, 01:30 AM
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#7
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Senior Member
Join Date: Sep 2012
Posts: 3,353
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We have a personal mail box through UPS & it's considered a residence for all of our business purposes. We have had State Farm for years & still do, guess it depends on how much your agent wants your business.
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Danny & Linda
Full-timed 10+ years
Former '13 FB owner
Traded '13 GMC Denali DRW D/A
Currently rv & truckless
Replacement undetermined
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08-05-2015, 03:50 AM
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#8
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Senior Member
Join Date: Sep 2014
Posts: 378
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Look at a company called Foremost. My daughter, who is an agent, informed me they cater to full timers. That is whom we use.
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08-05-2015, 04:25 AM
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#9
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Junior Member
Join Date: Oct 2014
Posts: 6
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For the full timers, what state do you get your Drivers License in if you don't have a permanent address or primary residence?
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08-05-2015, 04:39 AM
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#10
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Senior Member
Join Date: Apr 2014
Posts: 383
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You can call good Sam, they will quote you more than one company through their insurance program.
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Yale & Tammy
2014 F-350 4x4 crew cab, SRW, 6.7, 3.55's, 18K PullRite
2014 Redwood black and Gold 38RL, king slide in slide, 5.5 Onan
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08-05-2015, 04:52 AM
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#11
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Senior Member
Join Date: Feb 2013
Posts: 1,092
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Quote:
Originally Posted by Great Vacations
For the full timers, what state do you get your Drivers License in if you don't have a permanent address or primary residence?
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Florida, we use Good Sam Mail Service which gives us a mailing address in Crestview FL. We used this address for our drivers license and was able to register to vote while getting our license. The county would not use the mail service address [it's a commercial address so they used the courthouse as our address for voting. We cannot vote in local elections but can vote in federal and state elections, e.g. US Senate & House, Florida Senate & House, President, etc.
The only time I have had issues using this address was with a bank who said we couldn't use the address because it wasn't a residential address, we used our daughters address in GA to open the account then changed the address to our Crestview address.
We use this address for truck & RV insurance as well as medical insurance.
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SOB
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08-05-2015, 10:53 PM
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#12
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Senior Member
Join Date: Jan 2012
Posts: 506
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We are residence of South Dakota and use Americas Mailbox for our address. We have insurance through them as well. They use National for full time RV/contents. We use Hartford for the truck.
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Dean & Pam - SOB
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10-26-2015, 01:17 AM
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#13
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Junior Member
Join Date: Oct 2015
Posts: 3
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RV Insurance
I have insured with FCIS insurance for most of the 11 yrs. I have been fulltiming. They have provided excellent service and great rates through Allied Insurance (part of Allstate). They specialize in fulltimer RV insurance.
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10-26-2015, 04:32 AM
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#14
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Senior Member
Join Date: Sep 2012
Posts: 3,353
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The worst part about that is it's affiliated with Allstate, had them once & learned my lesson, NO Allstate or any company affiliated with them!!!!
__________________
Danny & Linda
Full-timed 10+ years
Former '13 FB owner
Traded '13 GMC Denali DRW D/A
Currently rv & truckless
Replacement undetermined
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10-26-2015, 04:23 PM
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#15
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Senior Member
Join Date: Feb 2013
Posts: 7,101
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Quote:
Originally Posted by travelin' texans
The worst part about that is it's affiliated with Allstate, had them once & learned my lesson, NO Allstate or any company affiliated with them!!!!
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Ouch - almost everything I have is with Allstate, but there are other companies I won't look at.
__________________
Brad & Dory - Lone Tree, CO
CURRENT - 2013 Itasca Meridian 42E/2013 Wrangler 4dr Sahara
SOLD - 2014 Redwood 36RL/2014 F350 DRW
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